Instant cash payday loans can be a good source of fast cash in time of an emergency. Everyone needs a little extra cash from time-to-time with different unexpected fees and bills. Anything from college fees, auto repair and late bills. Many people have considered using their car title as collateral for a personal loan or cash advance. There are many loan options available that don't require you to use your car title as collateral.
One of the benefits of any good instant cash payday loan program is that you can really receive your money in less than 24 hours. There are a number of online companies that offer this service. Some lenders offer loans over a 24 hour period and some even can get your money to you in less than 2 hours. It just depends on how quickly you need the cash.
Applying online offers many options that your local loan store cannot offer, like the ability to take your application 24 hours a day, 7 days a week. You could get started on the weekend, in the middle of the night.
You will need to have a checking or savings account to join any payday loan program and receive your money in hours. Once your application has be completed and approved, they will deposit your money directly into your bank account. If you have an ATM card, you will be able to collect your funds from any ATM machine 24 hours a day, 7 days a week. This can be a great help when you need your money really fast or on the weekend.
Normally most instant loan programs do not require you to fax in any documents. Lenders that require faxed in documents cannot offer loans in less than 24 hours. They normally would want to review your fax copy and confirm your employment before they will send out your cash. With most fast cash programs, none of these items are required. They would just need your bank account information so they can send out your funds directly into your bank account.
When you are ready to get started, you can go to any of the major search engines to find a company that offers cash advance programs. Try to review different online programs to see who has the best rates. Some programs offer delayed repayment options. If you can't make your full payments, you can keep your account from going into collections by making a smaller weekly payment.
Once you find a lender that covers most of your needs, take a little time to review their terms. This is where you need to make a note of their fees. Most lenders do not charge any interest on their loans but you will have to pay a set fee amount to use their service.
No credit checks are required to get approved for these types of programs. There are a few basic requirements you will have to meet in order to get approved. Generally speaking you will be required to have a monthly income of at lease $800 and have a checking or savings account.
The loan amount could range between $100 to $1,500. If you were interested in a higher amount, you would need to search for some type of personal loan program. Other lender programs could take up to a week before you will receive your money. If you have the time you could apply for a personal loan but if you need your cash quickly, your best option would be to apply for a payday or cash advance plan online.